Note: This is a printed version of https://isc.uw.edu/your-benefits/newly-eligible/faqs. Please visit this page on the ISC website to ensure you're referencing the most current information.
FAQs for New/Newly-Eligible Employees
Insurance benefits generally begin on the 1st of the following month. However, if an eligible appointment begins on the first business or calendar day of the month, coverage begins on that day.
You will receive your insurance cards within 2 to 3 weeks of when your enrollment is processed or after your coverage effective date, whichever is later.
Note that, while the Uniform Dental Plan (PPO) does not send ID cards, they may be downloaded from the plan website.
Contact the plan provider when you have questions about:
- Benefit details (including Rx coverage)
- Finding a doctor or dentist
- ID cards
- Copayments, coinsurance, deductibles, or claims
- Health plan complaints or appeals
- Using the plan’s website
You can waive your PEBB medical coverage as long as you’re already enrolled in other comprehensive group medical coverage.
You cannot waive your PEBB dental coverage, which is provided at no cost to you; however, you can waive dental coverage for your dependents.
- You have 31 days following your eligibility date to waive your PEBB medical coverage. You can waive your medical coverage as part of the benefits enrollment process in Workday. Refer to the Benefits – Enrollment – PEBB Health and Other Insurance Plans User Guide, paying particular attention to the To decline PEBB Medical coverage information in step 3.
- If you waive PEBB medical coverage for yourself, you cannot enroll your spouse, children, or other dependents in PEBB medical coverage.
- You cannot be covered as both a dependent and an employee on PEBB plans. If you are currently covered as a dependent for PEBB coverage, contact the ISC for assistance with your enrollment options.
If you are past your initial 31 day eligibility window, you can waive PEBB medical coverage as part of a Life Event or during Open Enrollment, provided you’re already enrolled in other comprehensive group medical coverage.
In certain situations, you may be subject to additional monthly charges (“surcharges”):
Your benefits are managed both by the UW and by Washington state agencies:
- The University of Washington administers eligibility for all the health plans and retirement plans.
- The UW Board of Regents govern the UW Retirement Plan (UWRP) and the UW Voluntary Investment Program (VIP). The retirement plan administrator for UWRP and the VIP is Fidelity Investments.
- The Washington State Health Care Authority (HCA) governs the Public Employees Benefits Board (PEBB) health and other insurance plans (life, long-term disability) and other insurance plans, except retirement plans. UW health plans and other insurance plans are under HCA governance. UW governs the Graduate Student Health Insurance plan (GAIP), as authorized by the state legislature.
- The Public Employees Benefits Board (PEBB) is appointed by the governor and determines benefit plan policy, makes plan recommendations, approves plan designs, and generally determines what plans are offered to state employees.
- The Washington State Department of Retirement Systems (DRS) administers State retirement plans, such as PERS, TRS, LEOFF, and the Deferred Compensation Plan (DCP).